Macular Degeneration and qualifying for Disability Benefits

Approximately 11 million people in the United States have some form of macular degeneration. Also known as age-related macular degeneration (AMD), it is the leading cause of vision loss in people over age 60. Stargardt disease, or juvenile macular degeneration, affects children and young adults. Although macular degeneration doesn’t cause blindness, it can result in severe vision impairment.
If you are suffering from the effects of macular degeneration you may qualify for disability benefits.

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If you are suffering from Macular Degeneration you may qualify for Social Security Disability benefits. The Social Security Administration has specific language and conditions related to qualifying for benefits while experiencing the effects of vision altering diseases such as Macular Degeneration. Call 512-454-4000 for help today!

Macular degeneration is an eye disease that may worsen over time.

The macular, the small central portion of the retina, focuses central vision in the eye and controls the ability to read, recognize faces and colors, and see objects in fine detail. When the macula is damaged, images sent via the optic nerve from the eye to the brain are not received correctly. These changes in central vision may cause blurriness, distorted images or complete loss of central vision. Though people with very advanced macular degeneration are considered legally blind, they retain their peripheral vision which is not as clear as central vision. If macular degeneration progresses slowly, an individual may notice little change in their vision.

Usually, symptoms of macular degeneration develop gradually.

If only one eye is affected, a person may not notice any problems in their vision because their good eye compensates for the weak eye. The most common symptoms include:

•    Decreased central vision in one or both eyes;
•   Needing brighter light to read or do close-up work;
•   Difficulty adjusting to low light; for example, when entering a dimly lit room;
•   Visual distortion; seeing straight lines as bent;
•   Trouble recognizing faces;
•    Blurriness of printed words;
•   Blind spots in field of vision.

These or a combination of these symptoms can cause you to miss work and jeopardize your ability to maintain employment.

Qualifying for Disability for Macular Degeneration

People with macular degeneration rarely lose all their vision, but the condition can be severe enough to impact an individual’s ability to read, recognize faces or make out details.

However, a diagnosis of macular degeneration will not automatically qualify for Social Security Disability Income. The Social Security Administration grants disability benefits based on how poor an applicant’s vision is and how it limits their abilities. You must be able to show that your macular degeneration is so severe that you cannot work at any job.

While there is no specific impairment listing for macular degeneration in Social Security’s Blue Book, there are two ways Social Security may approve you for disability benefits: 1) if your symptoms from macular degeneration meet the criteria of another vision-related impairment listing, or 2) through a medical and vocational allowance.

Social Security lists three impairments where you may qualify for SSDI with vision loss.

•   Loss of Central Visual Acuity (Section 2.02). Central visual acuity is how clearly a person is able to see straight ahead. To qualify, the vision in your better eye must be 20/200 or worse with glasses or contacts. If one eye is worse than 20/200 and one eye is better than 20/200, you will not qualify.
•   Contraction of the visual fields in the better (Section 2.03). Your visual field is the total space you can see, including your peripheral vision. If your total visual field is below certain levels in your better eye, you may qualify for SSDI.
•   Loss of visual efficiency (Section 2.04). Visual efficiency refers to a combination of your peripheral vision and your central visual acuity. If you have poor peripheral vision and poor visual acuity, you may qualify under this listing.

If you don’t meet the criteria of any of the above listings, Social Security will consider the impact of your vision loss and any other symptoms you may have on your ability to work and perform daily tasks.

Social Security will conduct a Residual Functioning Capacity assessment (RFC) to evaluate what capabilities you have given your vision loss and what jobs you are able to do taking into account whether or not you are able to drive, your age, and level of education. An RFC may conclude that because of your vision loss you are unable to work near hazardous machinery, that you cannot work at unprotected heights and/or you are unable to drive. It is also helpful to enlist the support of your doctor. Let them know you are applying for disability benefits and ask them to fill out an RFC form.

Additionally, you may be eligible for Social Security Disability benefits if you have another impairment.

Individuals with macular degeneration often suffer from other conditions such as hypertension, high cholesterol, obesity and hallucinations. One disorder by itself may not meet the requirements of an impairment as stated in Social Security’s Blue Book, but if you have multiple medical conditions, Social Security must consider how those health issues, combined together, limit your ability to hold a job and perform necessary daily tasks.

Social Security will expect to see detailed evidence supporting your claim. These records should include:

•   Contact information for all your medical providers and employers;
•    Complete medical records with treatment plans;
•   Exam notes from an ophthalmologist or optometrist;
•   Results of a visual acuity test and a peripheral vision test;
•   Dates of medical appointments;
•   Work history;
•   Educational background.

Many people with macular degeneration lead normal lives, but advanced macular degeneration can lead to irreversible visual impairment.

If you have macular degeneration and it has impacted your ability to work, you may be eligible for Social Security Disability Income, but getting approved for disability benefits can be a difficult and frustrating process if you suffer from vision loss. Consulting an experienced Social Security disability attorney to review your case and take over the burdens of gathering evidence and filing your application may prevent costly mistakes and increase your chances for approval.

In order to qualify for Social Security Disability, you will need to satisfy a few specific requirements in two categories as determined by the Social Security Administration.

The first category is the Work Requirements which has two tests.

1.   The Duration of Work test.   Whether you have worked long enough to be covered under SSDI.
2.   The Current Work Test.   Whether you worked recently enough for the work to actually count toward coverage.

The second category is the Medical Eligibility Requirement.

1.   Are you working?   Your disability must be “total”.
2.   Is your medical condition severe?    Your disability must be “severe” enough to interfere with your ability to perform basic work-related activities, such as walking, sitting, and remembering.
3.   Is your medical condition on the List of Impairments?   The SSA has a “List of Impairments” that automatically qualify as “severe” disabilities. If your disease is not listed this does not mean you cannot get disability, it means you must prove you cannot maintain employment due to your limitations.
4.   Can you do the work you did before?   SSDI rules look at whether your medical condition prevents you from doing the work you did prior to developing the condition.
5.   Can you do any other type of work?   If you cannot do your prior work, an evaluation is made as to whether you can perform any other kind of work.

More details can be found on our Qualifying for Disability page.