Do you live in Houston and have a problem
with your long term disability (LTD) claim?
Author: Attorney Lonnie Roach
It has become a common trend in the Houston area for long term disability insurance carriers to deny valid disability benefits claims.
According to Fortune 500 magazine, Houston has the second highest number of Fortune 500 companies in the country. Such a high number of large companies means hundreds of thousands of employees who receive benefits from group insurance, including long term disability. It has become a common trend for long term disability insurance carriers to deny valid disability benefits claims either initially or after paying for a year or two, asserting that the person’s condition has improved or that the definition of disability has changed. They argue that they are an employee disability benefits plan immune from state law and governed solely by federal law (ERISA), which is favorable to the insurance company. As a result, Houston residents who have experienced a disabling illness or personal injury often find that their future ability to provide for their families depends on navigating the complexities of federal law.
Because of the complexity of ERISA, very few lawyers, not only in Houston but in the entire state of Texas, will accept these types of cases.
If a Houston resident’s LTD plan is provided as an employee benefit or purchased as an employment related group plan, it is likely governed by ERISA. ERISA law is highly intricate and few attorneys in the entire state of Texas will handle these types of cases. Unfortunately, without experienced legal representation, few claimants will prevail when faced with the seemingly endless resources of the insurance companies. The good news is that the Texas lawyers at Bemis, Roach & Reed have years of experience handling ERISA cases and have amassed an impressive track record of winning these cases for our clients at both the Federal District Court level and in the Federal Court of Appeals. When you consider an attorney to handle your long term disability claim, make sure he or she has considerable experience successfully navigating ERISA law. Ask how many ERISA long term disability cases he or she has handled and whether he or she has tried ERISA cases in Federal Court and the Court of Appeals and won.
Lonnie Roach – Successful ERISA Law LTD Attorney
Our offices are located in Austin but the majority of our LTD clients come from outside the Austin area including Houston, Dallas and San Antonio and our partner Lonnie Roach is one of the most experienced attorneys on ERISA law in the State of Texas. Fellow attorneys across Texas refer clients to Lonnie due to his success, experience and reputation on ERISA LTD claims. For more information on Lonnie please see his profile page Lonnie Roach LTD Lawyer or simply google his name. For more information regarding ERISA, please click on our ERISA page or our page on ERISA Frequently Asked Questions.
Do you live in the Houston area and have you been denied long term disability benefits?
Bemis, Roach & Reed offers a free consultation to determine if we can assist you in obtaining or reinstating those benefits. Bemis, Roach & Reed is a Long term disability law firm located in Austin, Texas. We provide legal services to individuals throughout the State of Texas. Bemis, Roach & Reed has been successfully representing long term disability clients from Houston and other cities outside the Austin area. If you or someone you know is in need of a qualified disability benefits Texas attorney, call us toll free at (866) 433-4979.
Author: Attorney Lonnie Roach has been practicing law for over 29 years. He is Superlawyers rated by Thomson Reuters and is Top AV Preeminent® and Client Champion rated by Martindale Hubbell. Through his extensive litigation Mr. Roach obtained board certifications from the Texas Board of Legal Specialization. Lonnie is admitted to practice in the United States District Court – all Texas Districts and the U.S. Court of Appeals, Fifth Circuit. Highly experienced in Long Term Disability denials and appeals governed by the “ERISA” Mr. Roach is a member of the Texas Trial Lawyers Association, Austin Bar Association, and is a past the director of the Capital Area Trial Lawyers Association (Director 1999-2005) Mr. Roach and all the members of Bemis, Roach & Reed have been active participants in the Travis County Lawyer referral service.
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