What happens if you are injured suddenly or contract a serious illness and are unable to work for an extended period of time? What should you do first?
There are differences in eligibility requirements, application process, and compensation, but perhaps the most important distinction is the way the two agencies define “disability.”
It’s easy for a claimant who is unrepresented by an attorney to make mistakes and lose their claim. An experienced LTD lawyer can increase their client’s chance of success.
Many people who apply for disability benefits suffer from more than one illness or injury which combined leaves them unable to work.
Filing a disability claim with the SSA involves navigating a sea of unfamiliar terms and abbreviations. It is always helpful to have a quick reference or “cheat sheet” handy when reading through instructions and forms.
The Hartford may send an investigator to interview the claimant and may ignore medical evidence contrary to that of their own medical experts. It’s so important to have a lawyer with LTD experience.