The Hartford may send an investigator to interview the claimant and may ignore medical evidence contrary to that of their own medical experts. It’s so important to have a lawyer with LTD experience.
There are numerous reasons Lincoln Financial can deny a claim including insufficient medical records, missed deadlines and your medical condition is excluded
If you applied for SS Disability but then receive a denial letter it’s important that you don’t give up. Most are denied initially. Appeal within 60 Days
The SSA denies approximately 65% of initial claims for SS Disability. There are many reasons why this happens, even when an applicant’s claim is valid.