Houston Long Term Disability Claims

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Do you live in Houston and have a problem with your long term disability (LTD) claim? Bemis, Roach & Reed can help! Though our offices are in Austin, the majority of our LTD clients come from outside the Austin area. According to Fortune 500 magazine, Houston has the second highest number of Fortune 500 companies in the country. Such a high number of large companies means hundreds of thousands of employees who receive benefits from group insurance, including long term disability. It has become a common trend for long term disability insurance carriers to deny valid disability benefits claims either initially or after paying for a year or two, asserting that the person’s condition has improved or that the definition of disability has changed. They argue that they are an employee disability benefits plan immune from state law and governed solely by federal law (ERISA), which is favorable to the insurance company. As a result, Houston residents who have experienced a disabling illness or personal injury often find that their future ability to provide for their families depends on navigating the complexities of federal law. For more information regarding ERISA, please click on our ERISA page or our page on ERISA Frequently Asked Questions. If a Houston resident’s LTD plan is provided as an employee benefit or purchased as an employment related group plan, it is likely governed by ERISA.

Because of the complexity of ERISA, very few lawyers, not only in Houston but in the entire state of Texas, will accept these types of cases. Unfortunately, without experienced legal representation, few claimants will prevail when faced with the seemingly endless resources of the insurance companies. The good news is that the Texas lawyers at Bemis, Roach & Reed have years of experience handling ERISA cases, including cases from Houston, and have amassed an impressive track record of winning these cases for our clients at both the Federal District Court level and in the Federal Court of Appeals. When you consider an attorney to handle your long term disability claim, make sure he or she has considerable experience successfully navigating ERISA law. Ask how many ERISA long term disability cases he or she has handled and whether he or she has tried ERISA cases in Federal Court and the Court of Appeals and won.

Do you live in the Houston area? Have you been denied long term disability benefits? Bemis, Roach & Reed offers a free consultation to determine if we can assist you in obtaining or reinstating those benefits. Bemis, Roach & Reed is a personal injury law firm located in Austin, Texas.  We provide legal services to individuals throughout the State of Texas, including Houston, San Antonio, Dallas, Fort Worth, El Paso, Galveston and Corpus Christi. Bemis, Roach & Reed has been successfully representing long term disability clients from Houston and other cities outside the Austin area. We can easily fight for the claims of Houston residents by working your case remotely, via phone, fax and e-mail. If you or someone you know is in need of a qualified disability benefits Texas attorney, call us toll free at (866) 433-4979.


Bemis, Roach & Reed has helped Houston clients who are disabled from a wide variety of medical conditions. If you are unable to work due to any of the following conditions and have been denied disability benefits, contact us. We would like to help.

Disabling Medical Conditions:

  • AIDS / HIV
  • Back Pain
  • Bipolar Disorder
  • Bladder Control/Cancer
  • Bulging Disc
  • Cancer (all kinds)
  • Carpal Tunnel Syndrome
  • Cerebral Atrophy
  • Cervical Disc Disease
  • Crohn’s Disease
  • Chronic Fatigue Syndrome
  • Chronic Pain Syndrome
  • Coronary Dysfunction
  • Cystic Fibrosis
  • Degenerative Disc Disease
  • Dementia
  • Depression
  • Diabetes
  • Epilepsy
  • Epstein-Barr Virus
  • Fibromyalgia
  • Gastrointestinal Reflux
  • Glaucoma
  • Hearing Impairment
  • Heart Disease
  • Heart Failure
  • Hepatitis
  • Herniated Disc
  • High Blood Pressure/Hypertension
  • Hip Replacement
  • Hodgkin’s Disease
  • HIV
  • Incontinence
  • Irritable Bowel Syndrome
  • Kidney Disease
  • Knee Disorder/Replacement
  • Leukemia
  • Liver Cancer
  • Liver Disease
  • Lumbar Disc Disease
  • Lumbar Radiculopathy
  • Lung Cancer
  • Lung Disease
  • Lupus
  • Lyme Disease
  • Macular Edema/Degeneration
  • Memory Disorder
  • Menieres Disease
  • Meningitis
  • Migraine
  • Multiple Myeloma
  • Multiple Sclerosis
  • Myofascial Pain Syndrome
  • Neuropathy
  • Osteoarthritis
  • Pancreatitis
  • Paralysis
  • Parkinsons Disease
  • Post-Traumatic Stress Disorder
  • Prostate Cancer
  • Psoriasis
  • Psychosis
  • Reflex Sympathetic Dystrophy (“RSD”)
  • Rheumatoid Arthritis
  • Schizophrenia
  • Seizure Disorder
  • Skin Cancer
  • Spinal Stenosis
  • Sleep Apnea
  • Stroke
  • Temporal Mandibular Joint Dysfunction
  • Throat Cancer